The Government of Punjab has launched the MCard portal (mcard.punjab.gov.pk) to simplify access to welfare, healthcare, and subsidy programs for citizens in 2026.
Through this single digital card, residents can enjoy cashless transactions, discounted services, and direct benefit transfers across Punjab.

If you’re looking to apply for MCard online, this guide explains the complete registration process, eligibility requirements, and how to activate and use your card from home through the official website.
How to Apply Online for MCard Punjab (2026)
| Step | Process |
|---|---|
| 1 | Visit the official website: mcard.punjab.gov.pk. |
| 2 | Click on “Apply Online” and create your account. |
| 3 | Enter your CNIC number, mobile number, and address. |
| 4 | Upload required documents (CNIC front/back). |
| 5 | Submit your form and wait for SMS verification from the Punjab IT Board. |
Once approved, your digital MCard will be activated and linked to your CNIC, allowing access to various government benefits.
Key Benefits of Punjab MCard
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Access to health and education subsidies
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Cashless payment support for government programs
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Discounts on utility bills, transport, and groceries
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Integration with Punjab Ehsaas and BISP initiatives
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Easy tracking via the MCard dashboard
Eligibility Criteria
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Must be a resident of Punjab
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Possess a valid CNIC
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Registered in Punjab Government welfare records
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Priority given to low-income families and students
Conclusion
The Punjab MCard is a major step toward a digital welfare system in Pakistan. By registering through mcard.punjab.gov.pk, citizens can unlock access to multiple government benefits with a single card.
👉 Apply now to activate your MCard and make your daily transactions simpler, faster, and cashless.
FAQs
1. What is the MCard Punjab?
It’s a digital welfare card introduced by the Punjab Government for citizens to access multiple benefits and subsidies.
2. How can I apply for MCard online?
Visit mcard.punjab.gov.pk, fill the registration form, and verify your details via SMS.
3. Is the MCard free?
Yes, registration and issuance of the card are completely free for eligible residents.
4. Can I use MCard for cash withdrawals?
Yes, you can use it for cashless payments and specific withdrawals at authorized partner banks.
5. How long does approval take?
Usually within 3 to 5 working days after CNIC and document verification.














